Once you hold Shift Stocks, you can put them to work by lending them into supported lending markets. Lending allows you to earn passive interest while keeping full exposure to the stock.
How Lending Generates Yield?
When you deposit your Shift Stocks into a lending market (for example TSLAs), you become a liquidity supplier for other users, known as "borrowers". These borrowers deposit collateral and pay interest to borrow your assets, and the entire process is executed and enforced by a smart contract. If a borrower’s collateral falls too much in value, the smart contract will automatically liquidate their position to ensure lenders like you remain protected.
By supplying Shift Stocks like TSLAs into Shift Vaults, you can earn interest while still keeping full exposure to Tesla stock price. The interest is automatically distributed turning your tokenized stocks into productive and steady yield-bearing assets.
It works just like a bank, except this time you are the one earning the interest!
Deposit TSLAs → borrowers pay interest → your TSLA balance grows over time.
Here’s how it works:
Most DeFi lending markets offer variable supply APYs based on market demand.
Supply APY: 8%
Total supply in the lending pool: $100,000,000
Your deposit: $5,000
Your earnings:
$5,000 × 8% = $400 per year
≈ $1.09 per day in interest, automatically accrued
Interest is automatically added to your balance over time
That’s just from lending interest, not including Airdrop incentives and bonuses!
SHIFT Airdrop Season is on! Click here to learn how you can earn SHFT Points.
Lending with Shift - One-Click Lending
Shift’s DeFAI SuperApp aggregates lending opportunities across integrated protocols and gives users:
Real-time lending APYs
One-click deposits into supported lending markets
Automatic interest accrual
Simple withdrawals back to your wallet
No complex DeFi navigation. No technical skills required.
Just deposit → earn → withdraw anytime.
Shift Lending Vaults are currently under development.
For updates join our Telegram or follow us on X: www.x.com/shiftrwa
Understanding the Risks
Lending is generally lower risk than DEX liquidity provision, but still includes standard DeFi risks:
Interest Rate Risk: APYs vary with market demand
Smart Contract Risk: Lending relies on audited smart contracts
Protocol Risk: Safety mechanisms differ across platforms
No impermanent loss. No price range management.
Lending consider a lower-risk activity compared to DEX pools LP as it does not require managing price ranges, rebalancing positions, or facing impermanent loss.
