About the Project

Inspiration

Spending money in Rwanda is incredibly easy, thanks to seamless payment services like MoMo. When I first arrived in Rwanda, I found myself spending constantly—with no structured way to save. It felt as if my expenses were automated, but my savings weren’t.

I wanted to build healthy financial habits, but I couldn’t find a tool that made saving just as effortless as spending. This realization sparked the idea for Zidify—a smart, automated savings platform designed to empower young people to take control of their financial future with ease.

What I Learned

Building Zidify taught me that financial literacy isn’t just about knowing how to save—it’s about making saving effortless and rewarding. Many young people struggle not because they don’t want to save, but because they lack the right tools. Through Zidify, I’ve explored the power of AI-driven robo-advisory to personalize financial guidance, making wealth-building accessible and intuitive.

Development Process

Zidify was designed with three core principles in mind:

Automation – Making saving as seamless as spending.
Personalization – Using AI to offer tailored financial insights.
Accessibility – Ensuring an intuitive and mobile-first experience.

I focused on integrating AI-powered robo-advisory to help users make smart financial decisions effortlessly. By combining automated savings with intelligent recommendations, Zidify transforms the way young Rwandans approach wealth-building.

Challenges Faced

One of the biggest challenges was designing a system that balances flexibility and discipline—allowing users to set their savings goals while ensuring they stay committed. Another hurdle was financial education—making complex financial concepts digestible for young users who may be new to saving and investing.

Despite these challenges, Zidify represents a step toward a financially empowered generation—one where saving is no longer an afterthought but an intuitive, automated habit.

What's Next for Zidify

The journey doesn’t stop here. Zidify is evolving to become a comprehensive financial companion for young people. The next steps include:

Expanding AI capabilities – Enhancing robo-advisory to offer more advanced financial insights.
Introducing investment options – Helping users grow their wealth beyond saving.
Gamified financial education – Making learning about money engaging and rewarding.
Strategic partnerships – Collaborating with financial institutions to offer better incentives for savers.

Ultimately, Zidify aims to make wealth-building a lifestyle, ensuring every young Rwandan has the tools to achieve financial freedom. 🚀