OctoBudget – Your Money, Organized Automatically 🐙

🌍 The Problem

Most people work hard, earn income every month, and still wonder: “Where did my money go?” Without a clear system, money disappears fast into daily spending, bills, and impulse buys. Traditional budgeting tools feel like spreadsheets — time-consuming, overwhelming, and difficult to maintain.

💡 The Solution

OctoBudget makes budgeting effortless by turning every new income into progress. Instead of leaving your money in one confusing balance, OctoBudget automatically splits each income into smart wallets you define — like Needs, Fun, Savings, or Investments. You’ll always know what’s safe to spend and what’s already protected.

On top of that, OctoBudget introduces goal funding with conditions. Want to save for a laptop, a trip, or an emergency fund? Simply set a rule like:

If income > $2000 → save $30 for Laptop.

If income = $1500 → save $20 for Emergency Fund.

Every time new income arrives, OctoBudget checks your rules and funds your goals automatically. It’s simple, flexible, and removes the guesswork.

🚀 Why It Matters

OctoBudget is inspired by proven money strategies like the 50/30/20 rule (Elizabeth Warren) and the 6 Jars method (T. Harv Eker). But instead of leaving you with spreadsheets, categories, or manual work, it turns these ideas into a modern, automated system anyone can use.

This app isn’t just about tracking money. It’s about making your money work for you — building savings, hitting goals, and living with financial peace of mind.